Products

Unitas CGL’s target list of insureds is aimed at complex or high exposure risks that manage their liability exposures.

Construction

• Scaffolding
• Demolition (excl asbestos)
• Bridge builders up to $25m any one contract
• Road construction including blasting
• Welding
• Fire protection equipment

Manufacturing

• Food
• Motor vehicle critical parts
• Complex products/heavy engineering
• Playground equipment
• Watercraft up to 20 metres in length
• Smallgoods

And also

• Tree loppers including power line clearing
• Linesmen
• Playground installers
• Railway contractors – lines & signalling equipment

Our underwriting authority allows us to constructively respond to the specific risk exposures of your clients. Our basic policy has wide scope. Subject to underwriting criteria we can extend or write back coverage if requested. For example, we will consider including:

Product Recall

Costs & Expenses obtainable up to an aggregate limit of $1 million

Professional Liability

Personal Injury or Property Damage is excluded where professional advice or service is given for a fee. (This exclusion can be amended for certain professions)

Watercraft limitation

The policy standard limitation of <10 metres can be extended to <20 metres